21.   Businesses say the change will sharply raise their retiree health costs.

22.   Businesses and senior citizen groups opposed it, arguing that it would raise corporate health costs and cause companies to scale back or drop coverage for retirees.

23.   But he said he generally supports smoking restrictions and that the savings in health costs would ultimately offset any reduction in business.

24.   But now WellPoint and Anthem, like many other insurers, are shifting rising health costs to members.

25.   But it commissioned the study specifically to blunt charges from Czech health officials that smoking created burdensome health care costs.

26.   But Republicans say it will encourage people to pay more attention to their health costs.

27.   But Justice David H. Souter said that in any HMO, the health plan and its employees had a strong financial interest to hold down health costs.

28.   But now, largely because of the threat of health costs, she said, she is rethinking her choice of careers.

29.   But the Bush administration said the long-term financial outlook for Medicare was bleak because health costs were rising rapidly.

30.   But the catalyst for many of these changes -- rising health costs -- is powerful.