21.   There will still be gains.

22.   As soon as you reach the cross-over age where there is no longer a gain, you can contract back into SERPS.

23.   The impression the public gains is that judges frequently impose unsatisfactory sentences.

24.   However, because their gain is high at high frequencies they do tend to exhibit high-frequency instability.

25.   All this means that companies with great brand names will be available relatively cheaply, but that noticeable early gains are not likely.

26.   Also scoring big gains were fast-rising Dell Computer and Hewlett-Packard.

27.   Also, doctors know that initial gains may be small, because clinical trials have to start with the sickest, hardest-to-treat patients.

28.   Also showing gains were sales and profit for stationery and Oral-B dental-hygiene products, Gillette said.

29.   Also fueling gains today were signs that the flow of money into equity mutual funds remains strong.

30.   Also leading the gains were shares of consumer products and drug companies.