21.   Another is that the Fidelity funds also have expense ratios that are handsomely below the average for their peer groups.

22.   Any large fund has to take some big positions, of course, but Magellan under Vinik has made a specialty of it.

23.   Another thing the three funds have in common is a deferred sales charge, which is paid when you sell rather than when you buy.

24.   Any such fund would have to be approved by members of the Public Service Commission.

25.   As a result, the Domini Social Equity fund has fees that are somewhat high for an index fund, though lower than most socially responsible funds.

26.   As a subset of often-volatile sector funds, such specialized funds have more often lagged behind the market and most other mutual funds.

27.   As Aemoney is paid to shareholders, the fund has less money with which to buy more income-producing assets, Kelly said.

28.   As you know, his funds have had a tough time lately and I am concerned that his money is at quite a bit of risk.

29.   Assume that two funds have identical three-year records.

30.   At time of publication, his fund had no positions in any stock mentioned.