21.   An default would encourage investors to leave U.S. financial instruments, such as stocks and bonds, and sell the dollar from the proceeds.

22.   An index of Brady bonds compiled by Finex, the financial instruments unit of the New York Cotton Exchange, ended the day little changed.

23.   An asset-backed security is a financial instrument created by combining similar assets, such as automobile loans.

24.   And complex financial instruments, including such things as options and asset securitizations, are now the basic products of the securities industry, replacing individual company stocks.

25.   As primary dealer, Unibank becomes a market-maker for government bonds, currencies and other financial instruments.

26.   Asset-backed securities are issuer-owned financial instruments used to procure funds which are supported by assets often placed in the hands of a trustee.

27.   Asset-backed securities are financial instruments used to procure funds, which are structured from and secured by assets including home equity loans.

28.   Banks have had a difficult time selling stock and bond funds to their customers, who prefer very conservative financial instruments.

29.   Banks and other financial institutions would also be allowed to create a new type of financial instrument backed by different pools of credit.

30.   -- Eliminating financial instruments known as Trust Preferred Capital Securities.