21.   The U.S. intends to sell inflation-indexed bonds, an effort that Treasury Secretary Robert Rubin said is aimed at encouraging savings and lowering government borrowing costs.

22.   They believe that their system would encourage savings, generate enough money to operate the government and foster economic growth.

23.   They would include financial breaks intended to encourage retirement savings and to make college tuition, health insurance and child care more affordable.

24.   Those accounts would provide subsidies to encourage savings by those who will need the money the most.

25.   To achieve those goals, the plan offers numerous tax credits and tax deductions for expenses like college, day care and long-term care, and to encourage savings.

26.   To help encourage savings, Brown gave the pupils wallets, chocolate money, pens, calendars and snow globes by Citibank.

27.   With that in mind, Congress should pass laws that encourage retirement savings, he said.

28.   Also, the government will study the feasibility of offering tax-exempt savings bonds to encourage domestic savings, he said.

29.   Despite the IMF call for raising interest rates, these measures have done little to encourage domestic savings.

30.   High interest rates may not really encourage domestic savings if the ringgit is weak.The rich will park their money offshore.