21.   Davies said the central bank wants to expand the use of information technology to increase electronic filings by banks.

22.   Despite the bumpy road ahead, electronic filing is the inevitable future.

23.   Electronic filing for some state returns, including California, is not available.

24.   Electronic filing is a term that covers several methods for sending a tax return to the IRS in a computer-readable format.

25.   Electronic filing is easy.

26.   Electronic filing uses the computer for calculations, and most programs raise caution flags if you have forgotten a form or tried to depreciate your spouse.

27.   Electronic filing covers five methods of submitting income tax forms to the government without filling in the traditional paper income tax return.

28.   Electronic filing has caught on because it has helped taxpayers to get refunds faster and the IRS to become more efficient.

29.   Eliminating the extra cost for electronic filing is a key benefit of going to an IRS site.

30.   Electronic filing also is growing in popularity as taxpayers become more comfortable with their computers and technology in general.