11.   They charge no monthly fee, or waive it if customers meet other criteria, such as using direct deposit.

12.   They said that, after placing money with the firm, Benskin almost immediately used their deposits to pay off earlier investors.

13.   Unlike banks, which can use deposits to fund their loans, smaller finance companies rely on raising money by packaging loans into bonds for sale to investors.

14.   The deposits are used to finance investment throughout the Caribbean.

15.   They blame the government for failing to regulate the companies, which offered high interest rates and used new deposits to pay earlier investors.

16.   Albanian press reports said the Xhaferi foundation had used savings deposits to acquire foreign footballers on behalf of Albanian clubs.

17.   Morocco and Israel are discussing joint energy projects including the construction a power station using bitumen deposits in southern Morocco, officials said.