11.   ARC is using the concept in a presentation for a cosmetics company.

12.   At the Record, this team concept is being used on projects designed to simplify advertising paperwork.

13.   A good trick to putting aside a nest egg is use the concept of paying your self first.

14.   Adults use the concept, knowingly or not, when they make decisions about which insurance policy or mutual fund to buy.

15.   But neither of them imagined the number or variety of groups that would begin using the concept to create discrete town squares in the city.

16.   Critics, however, say the tax-subsidy concept is used to indefensible excess.

17.   If so, this is a special wheel, and familiar devices and concepts are used here with a freshness that creates new meaning.

18.   In creating movement sequences, Jones uses mathematical concepts.

19.   Jane tries to use Darwinian concepts to explain the nature and meaning of friendship.

20.   No one then thought about using this concept to make a book for children.