11.   He also tried to conceal the matter from other Baring Group directors, even if timely action could have prevented the losses from accumulating beyond control, they said.

12.   He also tried to conceal the matter from other Baring Group directors, even if timely action could have prevented the losses from snowballing, they said.

13.   Mourners in one voice said it was precisely this -- the lack of timely action -- that led to the tragedy.