11.   The money is not taxed upon withdrawal in most circumstances.

12.   The money would be taxed only if the employee used it for purposes other than health care.

13.   They would not pay taxes on the income that they put into savings, but this money would be taxed when withdrawn by adding it to taxable income.

14.   Under his plan, Americans who have spent decades saving for a rainy day -- and being taxed on those savings -- would find that money taxed again.

15.   Your money is taxed on withdrawal, at your then-current income tax rate.

16.   Like a traditional individual retirement account, the money would be taxed as regular income when it is withdrawn.