11.   Because Louisiana law does set the general election in November, as required, the state says it has the authority to adopt its own procedures for primary elections.

12.   Before it took over Jersey City and again when it took over Paterson, the state said it would return local control in five years.

13.   Both states said the settlement was unfair to policyholders and both states cited the Breedlove incident.

14.   A promising answer, say many states, is licensing the kind of service known as family day care.

15.   A promising answer, say many states, is licensing the kind of service that parents like Ms. Holmes provide, known as family day care.

16.   A promising answer, say many states, is licensed family day care, the kind of service that parents like Ms. Holmes provide.

17.   A state said goodye.

18.   After Brooke said it planned to settle with five states suing the industry, Louisiana sued and six additional states said they are considering filing suits.

19.   After the nine tumultuous years it took to bring the project to fruition, the state now says it does not need and cannot afford most of the power.

20.   Agents earned substantial commissions on these so-called rollover sales, the state said.