11.   By then, this wave of Internet innovation will be maturing, suggested Dennis Delay, senior economist at the Public Service Co. of New Hampshire.

12.   C. Michael Aho, senior international economist at Prudential Securities, said that the American deficit with Japan, calculated in yen, was already starting to improve.

13.   Celia Chen, a senior economist with Economy.com, already sees signs of slowing.

14.   Christopher Sardelis, senior economist at Svenska Handelsbanken, disagrees.

15.   David Littmann, a senior economist at Comerica, said that rising incomes explained less than half the improvement in car affordability.

16.   David Bassanese, senior economist at Bankers Trust, said the revision tempers the third-quarter fall.

17.   Daniel Bachman, a senior economist there, said electronics, automobiles and other consumer goods would show the sharpest declines.

18.   Dave Littmann, a senior economist at Comerica Bank in Detroit, said the powerful part of the current economic cycle is passed.

19.   Dean Furbush, formerly senior economist at Economists Inc.,a Washington consulting firm, was named chief economist for NASDAQ, replacing Gene Finn, who retired.

20.   Drafted by Igor Bratishchev, a senior economist in the party and other members of Parliament, the draft law illuminates the thinking of many Communists.