11.   The new federal legislation prompted many states without college savings plans to establish them.

12.   These rules, which made setting up savings plans complicated and expensive, often discouraged small businesses from offering any plan.

13.   Tuition savings plans.

14.   Peasant politicians fear farmers will suffer under the plan by being forced to join pension funds or savings plans to secure reasonable pensions for their old age.

15.   Over one million Finnish workers are expected to take part in a one-day strike on Friday to protest a government savings plan which would cut unemployment benefits.