11.   Now, some real estate agents refer their clients to stagers instead for more sophisticated evaluations.

12.   Real estate offices, where brokers and salesmen can refer clients who are moving, are a first step.

13.   PNC and Friedman have also formed an alliance to refer corporate clients.

14.   Richardson, Stoops said that it was not aware of the mailing but that, in the past, it had referred a client to Providence.

15.   She does refer clients to him, as she does to Dr. David Hidalgo, another highly regarded surgeon in New York.

16.   She handled her first Afghan asylum case that year, after a Falls Church immigration consultant referred a client to her.

17.   She said trained coaches know when to refer a client to a mental health professional.

18.   She worked out collaborations with nonprofit agencies such as law-enforcement groups, shelters and social-service providers to screen and refer clients to Project Debby.

19.   Such companies as Charles Schwab Corp. and Fidelity Investments have gone one step further by referring clients to independent financial advisers.

20.   The American Massage Therapy Association can refer clients to local therapists through a system that matches ZIP codes.