11.   Donaldson, Lufkin is betting that the recent downturn in Latin American markets will be temporary and that its new Latin American group will grow along with the recovery.

12.   Despite his recent downturn, Wood says he has been able to enjoy his rookie season.

13.   Even before this survey, lawmakers said the food stamp program needed to be strengthened to help the poor deal with the recent economic downturn.

14.   Endo favors chipmakers because earnings may rise as the recent downturn in semiconductor prices ends and sales for telecommunications devices keep rising.

15.   He believes that Silicon Valley, despite the recent downturn, will continue to be the source of innovation that drives the economy.

16.   He said the stock had gotten too expensive amid the recent downturn in technology issues.

17.   In a sense, the recent economic downturn helped the executive-suite companies.

18.   In every recent downturn, the big institutions have done the bulk of the misguided panic selling and small investors a large proportion of the timely buying.

19.   In the recent downturn, blue-chip issues were hit harder than smaller issues, partly because of warnings on earnings from Coca-Cola and Gillette.

20.   Indeed, even if recession strikes, wages will almost certainly continue to rise, as they have in every recent downturn.