11.   Ask for brochures from the lines showing family cruising facilities, and before booking, ask about how the programs work, and when they work.

12.   Bankers counter that the guaranteed student loan program works fine.

13.   Both programs work to develop plans to educate and mobilize communities in the fight against AIDS, similar to the mobilization for civil rights.

14.   Both programs work best as proofreaders.

15.   - Arizona wants proof that its defensive-driving programs work.

16.   A conference of scientists convened by the National Institutes of Health on AIDS prevention stated unequivocally last week that there is no doubt that needle-exchange programs work.

17.   A rewards program works only if it highlights true top performance.

18.   After Higgins and others proved the program could work in Nogales, INFONAVIT took it borderwide.

19.   After the meeting, aides were directed to come up with more details on how the program would work.

20.   All electronic banking programs work through software.