11.   A recent AARP survey found that more than half of companies do not have recruiting or retention programs aimed at older workers.

12.   Both programs aim to provide quality health care, and both programs are suffering from many of the same problems.

13.   But a new program aims to keep the next generation out of jail.

14.   By trimming pension and other benefits, the program aims to reduce the burden of social insurance costs that industry and economists agree is discouraging investment and job creation.

15.   By these devices, the Cortines program aims to deal more comprehensively with students who are troubled enough or foolishly bold enough to carry weapons.

16.   Government-sponsored programs aimed at allowing lower-income families to buy a home with little money down have helped as well.

17.   Gould did just this kind of thing for the BBC, on radio programs aimed at children.

18.   He favors affirmative action programs aimed at indigenous Muslims, a position that unnerves ethnic Chinese who have been victims of racial violence.

19.   In recent years Holiday Inn and Delta Airlines have established marketing programs aimed at children.

20.   In the long run, Robertson said, the consolidation is likely to lead to more cards with embellishments such as rewards programs aimed at specific groups of consumers.