11.   A large part of that may be chalked up to problems among competitive local exchange carriers, the companies that would give you choice.

12.   A recent GAO report on terrorism outlined similar problems among federal intelligence and law enforcement units.

13.   A. Loneliness is a common problem among home-alone kids, although some are reluctant to admit it.

14.   Alcohol-related problems among the elderly are much larger than perceived even a decade ago.

15.   Bronzart, in a study commissioned by the borough president of Staten Island, found numerous health problems among residents who live close to Newark International Airport.

16.   Burnout used to be considered exclusively a personal problem among employees.

17.   But even Simpson, who was approached about the job by Senator Edward M. Kennedy, admitted the school once had image problems among Republicans.

18.   But Coleman insisted the money would be well-spent in preventing more serious and expensive health care problems among some of the more vulnerable members of our society.

19.   But the effects of the case continue, with civil suits and criminal appeals by those convicted and psychological problems among some of the children who made the accusations.

20.   But the poll suggests Bush would face some problems among conservatives if he chooses a running mate who supports abortion rights.