11.   Young working-class as much as middle-class respondents wanted home ownership, private pensions, meals out and foreign holidays.

12.   If you are self-employed, you should think about taking out a private pension.

13.   ...a private pension scheme.

14.   Also, the commission will look at the declining rate of private savings and the fragility of private pension plans.

15.   Among those contracts, the company highlighted its partnership with long-distance telephone company Alestra SA and private pension fund company Afore Zurich.

16.   And in Argentina, deep memories of stock market swindles and financial embezzlement kept workers wary when private pension funds were announced last May.

17.   And the policy prescriptions have consisted of measures to cap this public spending, replacing it with private pension provision.

18.   And since smokers die earlier, they collect less from Social Security and private pensions.

19.   As Mexicans make the transition from a pay-as-you-go pension system to private pensions, he said, the savings rate will increase.

20.   As part of a long-term solution to the problem, Mexico is establishing a private pension system, he said.