11.   Other utilities who also have hedging programs typically have such premium costs.

12.   Pataki has proposed placing caps on awards and thus driving down premium costs.

13.   That sparks higher premium costs.

14.   That would mean higher out-of-pocket premium costs for those in the fee-for-service program.

15.   The company shouldered the entire premium cost but is feeling the strain.

16.   The insurance industry argues that ending surcharges and the policy on renewals will not reduce premium costs.

17.   The premium cost is high enough to keep the program from becoming an incentive for people to retire early, Shalala said.

18.   There would be little or no premium cost.

19.   They annually choose which insurance plan they want and the government pays a percentage of the average premium cost.