11.   Which helps explain why most individual investors have their clocks cleaned in the stock market, and why portfolio turnover among mutual fund investors is so depressingly high.

n. + turnover >>共 88
staff 13.70%
employee 10.96%
management 5.82%
market 5.14%
job 4.45%
portfolio 3.77%
first-half 3.77%
worker 3.08%
inventory 2.74%
customer 2.40%
portfolio + n. >>共 154
manager 47.99%
investment 7.11%
company 3.65%
management 2.81%
investor 2.43%
holding 1.87%
adjustment 1.40%
change 1.22%
performance 1.12%
diversification 1.03%
turnover 1.03%
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