11.   In addition, plan participants would not receive any specific details about the allocation of settlement money until after the pact is finally approved, court papers indicate.

12.   In fact, however, only a tiny fraction of plan participants actually take advantage of the service.

13.   It leaves intact the federal law barring many health plan participants from filing lawsuits in state courts.

14.   Many companies also set minimum periods for holding company stock, and some even require plan participants to put some of their money into the equity.

15.   Of course, the trustee could be sued for failing to act in the best interests of plan participants.

16.   On the plus side, retirement plan participants have access to avariety oftop-performing funds.

17.   Retirement plan participants are buying an increasing amount of the more risky types of stock funds such as aggressive growth funds and international stock funds, Close said.

18.   State Street allows plan participants to switch between funds on a daily basis and make changes over the phone.

19.   The lack of detailed disclosure makes it difficult for plan participants or their advisers to gauge whether rebates are beneficial.

20.   There is plenty of evidence that plan participants are doing a less-than-stellar job.