11.   Employers make their work relatively easy, panelists said.

12.   For that reason, midlife for men can lead to crisis and fear, some panelists said.

13.   If the chips were better, one panelist said, it would be the perfect cookie.

14.   If the fleet had left Pearl Harbor to avoid the air attack, some panelists said, the U.S. ships would have been vulnerable to Japanese submarines.

15.   Most panelists said they were proud to be advocates.

16.   One panelist said this would be his choice if he was replacing cooking oil with a spray.

17.   One panelist said it might be good over ramen noodles in a pinch.

18.   Other panelists said Europe must solve its persistent labor problems if it is to become an economic powerhouse in the next century.

19.   Panelists said a joint approach unveiled Wednesday by arch-rivals Netscape Communications and Microsoft represents the way to go.

20.   Other panelists said judges need to make themselves more accessible to lawyers.