11.   As a former battered woman, I believe I owe a debt of gratitude to Johnnie L. Cochran Jr., for his playing of the so-called race card.

12.   As many have noted, it owes clear debts to the music of Haydn, Beethoven and Schubert.

13.   Beyond that, everything from the commercial real estate market to the high-technology industry owe a debt to the hot stock market.

14.   All minority players owe a debt of gratitude to a man who showed amazing courage in an era when racial harmony seemed almost impossible.

15.   But if Texas Governor George W. Bush is the eventual winner, he also will owe a debt to that court.

16.   But it is the supporters of capital punishment, not those who want it abolished, who owe Ryan a debt of gratitude.

17.   But trial judges here are elected in expensive and sometimes nasty campaigns that critics say leave judges owing political debts.

18.   By what moral calculus can people who are not even descended from slaveowners be said to owe a debt for slavery?

19.   Even the rapid rise of the Internet, Ms. Herz believes, owes a debt to the electronic playpen of early computer games.

20.   Even now, he says, his filmmaking owes a debt to those formative years.