11.   The fund will also contribute loans to the trust fund at low interest or outright grants.

12.   The help includes outright grants, allowances for disabled workers, financial aid to children or old folk, and general welfare aid.

13.   This financial aid consists of student loans provided or backed by the U.S. government, and outright grants like the Pell for needy undergraduates.

14.   Some countries which he did not name fail to pay back the debts because they consider the KFAED loans as outright grants, he said.