11.   Biometrics can be used to secure online transactions and prevent credit card and identity theft, he said.

12.   Additionally, the swifter turnaround of online transactions makes them attractive to filers looking to avoid waiting up to six weeks to receive their refund.

13.   Brokers can charge less for an online transaction because it entails minimal labor costs.

14.   But polls suggest consumers are more concern about online transactions, which frequently involve far more sensitive data.

15.   But there is still a debate over which online transactions are so sensitive that passwords should be required.

16.   Computers do the same, and the lack of a glyph key is not a problem for online transactions in the new currency.

17.   Consumers looking for a little help in understanding online transactions might want to check out www.trailbreaker.com.

18.   E-commerce will follow once the school receives approval from a local bank to do online transactions.

19.   For example, in recent months Congress has agreed to encourage trade with China and allow electronic signatures for online transactions.

20.   For their part, Microsoft officials defend the Passport service, saying the idea is to make online transactions easier for consumers.