11.   All along that path Tuesday, residents and officials offered accounts of close calls, bizarre damage and feelings of terror as the storm passed.

12.   Brokers, for example, are expected to offer accounts that compete with banks, and banks are expected to enter the brokerage business.

13.   Brokerages could compete with banks by offering accounts where customers could deposit paychecks and pay bills.

14.   But her peers are also talking about offering separate accounts managed by institutions, as IBM has done, and about bargaining harder with their mutual fund companies.

15.   But on Thursday, Sasser, who was present during the meetings, offered an account that seemed to fall between the previous versions.

16.   But some offered specific accounts in which children came to them from the city with virtually no casework done.

17.   But there are many Web-based mail systems, including Hotmail and Yahoo, that offer free accounts.

18.   But the Republicans plan to offer the accounts to tens of millions of employees at small businesses.

19.   Commercial banks would later be authorized to offer the accounts.

20.   Currently only banks are authorized to offer accounts offering such conveniences.