11.   Esrey said he understood there had been concern about what the merger will mean for the area.

12.   Environmentalists have feared the merger would mean the bundling of Terminator with existing biotechnology.

13.   Financial industry mergers typically mean layoffs.

14.   For New England policyholders, the merger could mean higher dividends, which have been dragged down by the real estate losses and lower interest rates.

15.   For Newell, the merger means instant access to the instant consumer cachet attached to the Rubbermaid name.

16.   For Grove Bank, the merger means the small bank will now have access to the broader product range and deeper pockets of a big bank.

17.   For skiers, the merger could mean less competition among several areas that have been rivals.

18.   For the executives in a company being acquired, a merger can mean enormous, instant wealth.

19.   He noted that the merger will mean the biggest and the third-largest makers of commercial aircraft will merge to compete with Airbus, the European consortium.

20.   Kyser noted that the merger means that only one contractor will be handling all the components of the NASA space station.