11.   Amid investor trepidations about loan losses and weak capital markets, both banks reported profits that met expectations.

12.   Analysts said no other telecommunications companies have yet said their Eastern European investments have failed to meet expectations.

13.   Analysts, who were warned last month that earnings would not meet expectations, said the third-quarter results were about what they had been bracing for.

14.   And an industry report yesterday showed back-to-school clothing sales failed to meet analysts expectations.

15.   An MCI spokesman declined to disclose sales but said expectations were being met.

16.   And even that target had been revised when management signaled twice in recent weeks that its results would not meet expectations.

17.   Analysts believe Amgen Inc. will only meet the expectations of Wall Street rather than exceed them as the company has done for five quarters running.

18.   Analysts said the Hasbro announcements were anticipated, and the company said it expected earnings for the quarter and year would meet expectations on Wall Street.

19.   Analysts said Gillette met lowered expectations, but would continue to struggle with its inventory and with reinvigorating the Duracell unit.