11.   For the Galapagos iguanas, that means less algae, their major food source.

12.   For now, said Goldberg, that means less demand for Intel chips.

13.   Higher interest rates mean less growth, but also less chance that the inflation monster will escape from the box.

14.   Higher capital requirements will mean less money available for loans.

15.   Inflation in medical services, however, means less buying power every year.

16.   It also means less surfing, which for time-crunched Americans, is also a good thing.

17.   It does not mean less education, it means no education.

18.   Less air entering the engine means less vacuum created by the engine, which affects engine performance and automatic transmission shift points.

19.   Most crucially, the slowing economy meant less demand for natural gas as well.

20.   Reduced savings means less potential for new stock investments.