11.   Investors beware though --the market environment can change at any moment.

12.   Janus executives say their strategy reflects a changed market environment.

13.   No single investment technique or approach works in all situations, or in all market environments, says John Markese, president of the American Association of Individual Investors.

14.   Now, Evensky said, he advises waiting for a few years until a new concept has proved itself in different market environments.

15.   One characteristic that sets Barrow apart from his peers is his willingness to hang tough in rough market environments.

16.   Refinancing the bond issue would be virtually impossible in the current bond market environment, Gittis said.

17.   Some analysts say the tougher market environment is providing needed discipline.

18.   Still, there are some fundamental reasons to be skeptical about whether the current coordinated effort can really change the market environment for the yen.

19.   The market environment has made it difficult for most existing businesses to raise follow-on capital.

20.   The market environment has, said Lawrence Callahan, co-manager of the Lindner Bulwark Fund.