11.   Information officers expect software margins to narrow as competition increases and prices fall, particularly the software made by companies like Oracle, SAP, PeopleSoft and Siebel.

12.   It did not say how much it expected margins to narrow this year.

13.   Margins could narrow as well.

14.   Margins have narrowed in the fourth-quarter as a result of a rising crude oil prices and a seasonal softening of consumer demand.

15.   Margins also narrowed because the bank used a higher percentage of borrowed money to fund loans, rather than relying on deposits.

16.   Margins are narrowing because Intel is getting closer to producing only its latest microprocessor, the Pentium II.

17.   The margin has narrowed as the cost of attracting deposits rose faster than the yield earned on assets, such as loans and investment securities.

18.   Though McCain has lobbed some criticism at Bush, Bush has not reciprocated, opining only that he is not surprised that the New Hampshire margin is narrowing.

19.   What happened during the third quarter was that refining margins narrowed from the second quarter, as gasoline demand declined, pushing down prices at the pump.

20.   Whittington said Intel had warned earlier this year that its gross margin could narrow in the second quarter.