11.   For example, the actual profits of the business during the due diligence period may be significantly lower than those forecast.

12.   Even directly below high-voltage lines levels of exposure to EMF were lower than the safety guidelines issued by the National Radiological Protection Board.

13.   Moreover, loss-making Spanish public enterprises have been subject to specific pay bands lower than those for profitable companies.

14.   Alrosa officials admitted the charges, saying that the CSO was offering Russia prices lower than market levels for its stones.

15.   Among blacks, however, those who described themselves as actively religious had systolic blood pressure readings about six points lower than those who were not.

16.   Analysts said that reflected in part that French inflation is lower than German inflation.

17.   And bank-issued credit cards offer fixed rates almost two percentage points lower than where they were at the beginning of the year.

18.   And middle class black students score lower than middle class white students, according to the College Board.

19.   And that means continued high Treasury prices and more flatness in the yield curve, in which long-term rates are as low as or lower than short-term rates.

20.   As a result, the company is one of the few major insurers expected to post third-quarter earnings lower than the year-earlier quarter.