11.   In the world of Japanese banking, employment is largely for life, and most training is done in-house.

12.   Regulators tried to paint the scandal as not being representative of the Japanese banking industry.

13.   The yen had weakened broadly in late U.S. trading overnight as news of the Hanwa collapse sparked larger concerns about the state of Japanese banking.

14.   A Japanese court on Monday declared three affiliates of the troubled Nippon Credit Bank Ltd. bankrupt, in the latest blow to Japanese banking, industry sources said.

15.   Japanese banking giant Mizuho Holdings Inc. is considering carrying out its restructuring program two years earlier than planned, a newspaper said Sunday.