11.   Even Erik Howard, the ex-Giant veteran, incurred three penalties against the Bills.

12.   In anger, Lucas grabbed Rice out of bounds, incurring a penalty.

13.   Instead, it caused itself difficulties from the start by entering the start zone before the five-minute countdown had begun, thereby incurring a penalty.

14.   Iroquois rushed because it did not want to incur stiff penalties for failing to meet deadlines for delivery of gas.

15.   Nursing homes rarely incur any penalty for failing to report abuse, the report said.

16.   Since the game is played under Australian rules, competitors can kick, punch or gouge the aspirin bottles without incurring a penalty.

17.   The service provider would then be allowed to block, or take down, any illegal material before incurring any penalties.

18.   While commission censure incurs no penalties, most nations seek to avoid such unfavorable international scrutiny.

19.   But because the money is invested primarily in savings bonds, many Israelis have been cashing in the accounts early and incurring penalties because of declining yields.

20.   But because the money is invested primarily in savings bonds, many Israelis have been closing the accounts early and incurring penalties because of declining yields.