11.   Operators in the black market typically offer higher rates than banks for U.S. and British currencies but charge a hefty commission for converting Indian rupees into those currencies.

12.   Operators in the black market typically offer higher rates than banks for U.S. and British currencies, but charge a hefty commission for converting Indian rupees into those currencies.

13.   Operators in the black market offer higher rates than banks for U.S. and British currencies but charge a hefty commission for converting Indian rupees into those monies.

14.   These people con their downlines into buying thousands of ringgit worth of products and get hefty commissions in the process.

15.   The second are those who have given up steady white-collar jobs for more lucrative sales jobs that pay hefty commissions -- for instance, property agents.