11.   Clearly, teachers considering this variable annuity have a lot of homework ahead of them.

12.   Dunn said the toys have a lot of random events that keep things interesting.

13.   Elvis has a lot to answer for.

14.   Fruits like oranges and kiwis have lots of vitamin C.

15.   Go easy on the cheese - it has a lot of fat.

16.   Harris has a lot on his plate at the moment.

17.   He and his girlfriend occupied two stools and had a lot of attitude because they were so successful.

18.   He had a lot of good old-fashioned values.

19.   He had a lot of nice things to say about you.

20.   He had a lot of peculiar habits, one of them being to stare at you without blinking.