11.   A month in which a welfare recipient had earnings would not be counted against the five-year limit.

12.   About one-third of the companies traded on the main board of the Singapore stock exchange have earnings from real estate.

13.   But another high-technology company trying to regain its financial footing, Advanced Micro Devices, had disappointing earnings.

14.   But some companies, including General Motors and IBM, had better earnings than expected, and Wall Street found reasons to hope that a recession can be averted.

15.   Chairman Jack Welch said he expects the Fairfield, Connecticut-based company to have record earnings for the rest of the year.

16.   Chrysler Corp. and Ford Motor Co. are expected to have higher earnings.

17.   Conoco Inc., the energy business of DuPont Co., will have record earnings in the fourth quarter and for the year, Chief Executive Archie Dunham said.

18.   CS Holding and Union Bank of Switzerland said last month they expect to have higher earnings.

19.   Consumer products companies have stable earnings even when the economy is slow.

20.   Emphesys shares have been battered along with most of managed-health-care companies this year as higher-than-expected medical costs have trimmed earnings.