11.   But it will take awhile to get a full accounting on how credit scores help and harm consumers.

12.   Cemex supporters say the tariff has resulted in a cement shortage and high prices, which stifle growth and harm consumers.

13.   Comptroller of the Currency John Hawke, speaking at an industry conference in San Francisco, said banks increasingly are turning to business methods that harm consumers.

14.   Disrupting that, he said, would dampen innovation and harm consumers.

15.   Gore claimed they donated to the Bush campaign to get favors from their pal that would harm consumers.

16.   Funding the program by raising the price of phone service harms consumers far more than using general income taxes.

17.   He found consumers were harmed by Microsoft, but the class-action lawyers must put a figure on how much users were overcharged.

18.   He found the big software maker to be a monopolist whose business practices stifled competition and harmed consumers.

19.   He turned that argument around on Microsoft by finding that the company had actually harmed consumers by bundling the two products.

20.   In November, Jackson found in favor of the government, asserting that Microsoft had used its monopoly power to impede innovation, discourage competition and harm consumers.