11.   Stark called on the two institutions to incorporate labor standards and environmental protections in evaluating when to give loans.

12.   The banks specialize in giving long-term loans to Japanese industry.

13.   The budget office is concerned that if the loans are given too liberally, the program will end up becoming costly to taxpayers.

14.   The long line includes clothing shops, credit card companies and friends who have given her loans.

15.   The major change was in having the government give loans directly to students, without working through banks.

16.   They credited her with giving small loans to women to start their own ventures.

17.   They also tend to have low levels of debt, if for no other reason than that few lenders will give them loans.

18.   Yunus founded the Grameen Bank, which gives small loans mainly to women.

19.   Pending full grants by the World Bank, UNHCR will give emergency loans to patch up their damaged homes, she said.