11.   About half that gain came from non-operational sources such as more sales of frequent flier mileage for promotional use by other businesses, said PaineWebber analyst Samuel Buttrick.

12.   About half the gain came from the sale of cider teas, said Smithburg.

13.   According to analysts, those gains came from strong sales of regular-price merchandise as well as sale goods.

14.   Additional gains may not come so easily, or at all.

15.   All the gains came in the final minutes of trading.

16.   All the same, profit gains have come largely because the thrift is losing less money on bad loans.

17.   But material gains have come on Chinese terms.

18.   But that gain came at a cost.

19.   But the biggest gain came from dyeing the shirt blue.

20.   But the gains do not come easily.