11.   Assisted by computer networks, free banking may be reincarnated in the not too distant future.

12.   Even a currency board can be seen as a variant of free banking, in so far as the monetary policy content of the system is concerned.

13.   Introducing free banking into Indonesia under the current circumstances would end up in disaster and existing Indonesian banks would be crushed indiscriminately.

14.   The second option would be free banking.