11.   Experts blame low income, young marriages and a religious fundamentalism that offers few guidelines for struggling couples.

12.   Experts blamed congestion and long commutes for hazardous driving habits.

13.   Experts blame the increase on refinery problems in Northern California and a vow by oil-producing countries to reduce their output of crude oil.

14.   Experts blamed lingering jitters over downsizing and a lack of union clout for the failure to bring about raises proportionate to the booming economy.

15.   Experts blamed the problem on small contractions and expansions of the motor assemblies as the station cycles between sunlight and darkness.

16.   Following the dropped pass, the Steelers scored two straight touchdowns to blow the game open, and every expert blamed the loss on Smith.

17.   Health experts blame drug resistance on failure by patients to complete the six-month treatment regimen.

18.   In all the photos and drawings Tuesday, the experts blamed the seat belt.

19.   Indeed, some experts blame the Asian economic boom for propagating child prostitution by creating a demand for material goods.

20.   Instead, experts are blaming tight inventories in the Midwest and a fire earlier this month that disabled a giant Citgo gas refinery in Lemont, Ill.