11.   The delay came as a disappointment to Crop Growers Corp. and the crop insurance units of Acceptance Insurance Corp., Cigna Corp., and Norwest Bank, among others.

12.   The delay has come largely from Germany, Japan and Italy.

13.   The delays come after GM decided to share new vehicle chassis among different divisions.

14.   The delay came after Justice Department officials filed a lawsuit against SunGard seeking to block the deal on antitrust grounds.

15.   The delay came after VW shares slumped amid a global decline in stock prices.

16.   The delay came as a surprise to people seeking the credit.

17.   The delay comes as Viacom Inc. yesterday said second-quarter results at its Blockbuster Entertainment Group unit will be poor because of slow video rentals and rising costs.

18.   The delay came a week after the report, by Human Rights Watch, was released.

19.   The delay comes after the U.S. said offers made by other countries, in particular from Asia, were insufficient to reach a worldwide accord.

20.   The company said the delay came from waiting for Microsoft to respond to a second step in the verification process.