11.   Some renovations can lead to cost savings.

12.   That would provide one-stop shopping for customers and cost savings for the companies.

13.   The banks said the mergers would lead to cost savings, although details were not released.

14.   The banks said the mergers would lead to cost savings, though details were not released.

15.   The better numbers were the result of a rise in fee income and cost savings from the acquisition of Shawmut National and NatWest.

16.   The idea is to weave national and local revenue opportunities or cost savings into one-of-a-kind business models.

17.   The result could be increased convenience and cost savings for business and consumers alike, with the potential for increased security.

18.   They also point to cost savings for employers and patients alike.

19.   Vinyl offers cost savings over the old paint and wallpaper route, too.

20.   -- Cost savings, resulting from geographical proximity.