11.   Costs will include salaries, and capital expenditures for displays, shelving and conservation material.

12.   Cost does not include air fare.

13.   Costs include airport pickup from Jackson, guide services, sleds, snowmobile suits and helmets and some meals.

14.   Costs include altering computers, accounting systems and cash-dispensing machines.

15.   Costs include collecting suspicious material, testing it, and treating people who have been exposed to the dangerous bacterium.

16.   Costs include overnights, all meals with local wine and beer, sightseeing tours, cultural events, open-bar service in most places and on-site program directors.

17.   Direct costs include such items as salaries, materials and special equipment for a project.

18.   Fixed costs include its considerable pension and health care burdens.

19.   He said that cost does not include the many hours that he or his father spend securing a scholarship for an athlete.

20.   Indirect costs include such overhead items as wear and tear on facilities, administrative and accounting costs, and even janitorial service.