11.   He said additional problems would show up if consumer borrowing kept outpacing disposable income.

12.   If consumers borrowed less in June than they did on average in previous months, they will be less likely to power the economy in the coming months.

13.   In theory, higher interest rates have a chilling effect on consumer spending by making it more costly for consumers to borrow.

14.   In the meantime, consumers also borrowed in lavish amounts.

15.   It provides a line of credit that is not subject to the FHA limit, from which consumers can borrow for as long as they occupy their home.

16.   Let the consumer borrow from the mortgage lender with the cheapest rate.

17.   Lower rates encourage investment, prodding growth, and make it easier for consumers to borrow and spend on goods.

18.   Lower rates enhance the value of corporate profits and lower corporate and consumer borrowing costs, as well as make equity returns more attractive.

19.   Lower interest rates can help boost retail sales by making it cheaper for consumers to borrow money to buy goods.

20.   News today that consumers borrowed less in June compared with a year earlier suggests the U.K. economy is moving to a slower rate of expansion, analysts said.