11.   It also requires a computer to program the nerve center that brings the toys to life.

12.   Microsoft wants users to buy into a technology called Active-X that allows computer programs to connect directly to information on the Internet.

13.   Redwood Shores, California-based Oracle writes computer programs to store and retrieve huge amounts of corporate data.

14.   She said she often has to learn complex computer programs just to keep up.

15.   Still, list brokers have an abundance of sources for mailing information, and increasingly powerful computer programs to cross-reference and mesh different lists.

16.   The Naperville, Illinois-based company analyzes medical bills using company-developed computer programs to find opportunities for cost savings.

17.   They are also taught to use computer programs to estimate the costs of repair jobs.

18.   Those languages are newer and support a smaller client-base than computers programmed using Cobol.

19.   To calculate the POP for any given day, a computer programmed with past weather statistics searches for bygone days that had similar meteorological conditions.

20.   Using information gained from examinations, the Fed has developed computer programs to spot which banks will suffer losses before they become troubled institutions, Kelley said.