11.   Campbell Soup Co. and Walt Disney Co. settled cases stemming from retiree benefit cuts.

12.   Collective investment would avoid that problem, thereby requiring less in the way of benefit cuts.

13.   Commissioners all insisted that, left untouched, Social Security is headed for disaster and inevitably will require steep benefit cuts and tax increases.

14.   Clinton has remained silent about which of the benefit cuts and tax increases he might support.

15.   Delta denied any such plot, contending that the benefits cuts and bonuses were part of a succession of painful but aboveboard moves dictated by worsening financial problems.

16.   Delay will mean larger benefit cuts or tax increases to save the program from future insolvency, they agreed.

17.   Despite his gentle and collegial style, Rudenstine has also faced some acrimony among the faculty over benefit cuts.

18.   Eight national labor unions have called a national demonstration, the second in a month, for next Tuesday to protest benefit cuts.

19.   He has acknowledged that other steps, like benefit cuts, would be needed to finish closing the gap, but has not said what steps he would support.

20.   He claims that privatizing Social Security would not mean benefit cuts.