111.   That savings rate may be too ambitious, but in any event they face a big task.

112.   --The administration is studying broadening participation in Individual Retirement Accounts as one way to encourage a higher savings rate by Americans.

113.   That so-called negative savings rate never happened.

114.   The Asian countries in the most trouble all shared remarkably high savings rates.

115.   The biggest challenge will be to boost the private savings rate.

116.   The Bush administration is keeping a worried eye on the sinking personal savings rate.

117.   The Fed official also repeated his concern about the low national savings rate.

118.   The economy may be hot, but the dark side is a low savings rate and high levels of personal debt.

119.   The current account deficit, consumer savings rate and car production all also declined.

120.   The deficit also contributes to a low domestic savings rate, which translates into less capital to invest in stocks.